Crypto tax, explained.

• HMRC Disclosure & Compliance · 7 min read

  Can HMRC Track My Crypto Wallets? What They Can and Cannot See

  HMRC increasingly can see your crypto via exchange data, CARF (from Jan 2026), and on-chain analytics. What they can and cannot see, and what to do.

• DeFi & Complex Transactions · 8 min read

  Crypto-Backed Loans and Collateral: When Borrowing Triggers a Disposal

  Borrowing against crypto may or may not be a disposal. It turns on beneficial ownership, and HMRC's view is not settled law. What that means.

• Crypto CGT & Disposals · 6 min read

  Crypto ISAs and Crypto ETNs: What You Can Actually Hold Tax-Free (2026)

  You cannot hold crypto directly in an ISA. FCA-approved crypto ETNs became retail-eligible in October 2025 and can sit in an ISA wrapper.

• HMRC Disclosure & Compliance · 6 min read

  The HMRC Crypto Crackdown in 2026: What Is Real and What to Do

  Is the HMRC crypto crackdown real? Yes, but not a raid. Three concrete changes in 2026 and what you should do before the first data reports land.

• Crypto CGT & Disposals · 7 min read

  How Crypto Is Taxed in the UK: The Complete 2026 Overview

  CGT on disposals, income tax on earned tokens, CARF reporting from 2026. The complete HMRC-cited map of UK crypto tax, with links to every deep-dive.

• Crypto CGT & Disposals · 5 min read

  Legitimate Ways to Reduce Your Crypto Capital Gains Tax in the UK

  Six legitimate levers to cut UK crypto CGT: the AEA, spouse transfers, loss claims, negligible value, ISA wrappers and timing. No loopholes.

• Crypto CGT & Disposals · 6 min read

  When Do I Pay Tax on Crypto in the UK? Every Trigger and Deadline

  UK crypto tax explained: when a tax point occurs (disposal or receipt) and when you must file and pay (5 Oct, 31 Jan). Cited HMRC guidance.

• HMRC Disclosure & Compliance · 5 min read

  CARF Explained: What HMRC's New Crypto Reporting Rules Mean for You (2026)

  UK cryptoasset platforms must collect your data from 1 Jan 2026. First HMRC report due 31 May 2027. What CARF means for your tax position.

• Crypto for Business · 6 min read

  Company Crypto on the Balance Sheet: Corporation Tax, Not CGT

  UK companies holding crypto pay Corporation Tax on gains, not CGT. No annual exempt amount. Balance-sheet measurement is fact-specific. VAT wall explained.

• Staking Mining & Airdrops · 7 min read

  Crypto Mining Tax UK: The £1,000 Allowance and the Second Tax You Did Not See Coming

  UK crypto miners: mining rewards are taxable income on receipt. The £1,000 allowance only covers income tax. A second CGT charge applies when you sell.

• Crypto CGT & Disposals · 7 min read

  Crypto Same-Day and 30-Day Rules: A Worked Example

  The same-day rule, then the 30-day bed-and-breakfasting rule, then the s104 pool. One numeric worked example carried through all three steps.

• Crypto CGT & Disposals · 8 min read

  "I Never Cashed Out": Why Crypto-to-Crypto Swaps Are Taxable Disposals

  Swapping one token for another is a Capital Gains Tax disposal at sterling market value. "I never cashed out" is not a defence. HMRC guidance explained.

• Trader Status & Day Trading · 8 min read

  Day Trader Tax UK: CGT vs Income vs Spread Betting Explained

  Day trading tax UK: most traders pay CGT, not income tax. Spread-bet winnings sit outside tax but losses are unrelievable. Three routes explained.

• DeFi & Complex Transactions · 12 min read

  DeFi Lending and Liquidity Pools: The Disposal Most UK Returns Get Wrong

  Under HMRC's current view many DeFi deposits and LP entries are CGT disposals. The rules are not settled law. Here is what that means for your return.

• HMRC Disclosure & Compliance · 8 min read

  HMRC Crypto Nudge Letter: What It Means and What To Do Next

  Received an HMRC nudge letter about crypto? It is not a fine or an investigation. Here is what it means, your options, and how to respond correctly.

• Crypto CGT & Disposals · 9 min read

  Lost Crypto, Rug Pulls and Exchange Collapse: When You Can Claim a Tax Loss (and When You Cannot)

  Losing private keys is not a disposal. Negligible value claims need worthless tokens. Exchange collapse is fact-specific. Know what you can claim.

• Crypto CGT & Disposals · 7 min read

  NFT Tax in the UK: Are You a Creator (Income) or a Flipper (Capital Gains)?

  UK NFT tax: creators pay income tax on sales of work they made, flippers pay CGT on disposals. Royalties, two-event swaps and badges-of-trade covered.

• Crypto for Business · 6 min read

  Paying Staff in Crypto: PAYE, National Insurance, and the Readily Convertible Assets Trap

  Crypto salaries are taxable as earnings. Where tokens are readily convertible assets, PAYE and 15% employer NIC apply. Here is what UK employers must do.

• Staking Mining & Airdrops · 8 min read

  Staking Rewards Tax UK: The Two-Step (Income on Receipt, Then CGT)

  UK staking rewards are taxed twice in two steps: income on receipt at sterling value, then CGT on disposal. The £1,000 allowance shelters income only, not CGT.